Whitehaven Egremont and District Credit Union

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headingvalue
IdentifierR013463
NameWhitehaven Egremont and District Credit Union
DescriptionWhitehaven, Egremont & District Credit Union were newly formed in April 2010 as the result of a merger between Whitehaven Credit Union, and Egremont & District Credit Union. The two credit unions were set up to address the issue of financial exclusion, which a lot of low income families and individuals suffer from. They also needed to address the problem of the high cost of borrowing money (from banks or doorstep lenders etc.) and to encourage regular saving. The aim was effectively to establish a community-run business, which would actively encourage members to add to their savings whilst at the same time would give them access to low cost affordable loans. Junior savers schemes were also set up to encourage saving at a young age, which would hopefully break the cycle of reliance on doorstep lending – which has become a pattern in many families. The two credit unions have now merged are still working to further fulfill these aims. Our mission statement as a Credit Union is “to provide people who live or work in the (common bond) area access to savings and affordable loans to improve quality of life”.
Organisational Structurehttps://lod.coop/essglobal/2.1/standard/organisational-structure/OS130
Primary Activityhttps://lod.coop/essglobal/2.1/standard/activities-ica/ICA140
Activities
Street Address24 James Street
LocalityWhitehaven
RegionCumbria
PostcodeCA28 7HZ
Country IDGB
Territory ID
Websitehttp://www.wedcu.co.uk/
Phone
Email
Twitter
Facebook
Companies House Number
Qualifiers
Membership Typehttps://lod.coop/essglobal/2.1/standard/base-membership-type/BMT10
Latitude
Longitude
Geo Container
Geo Container Latitude54.54643
Geo Container Longitude-3.59065

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Machine readable data: RDF/XML format

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  <essglobal:SSEInitiative rdf:about="https://lod.coop/coops-uk/R013463">
    <gr:name>Whitehaven Egremont and District Credit Union</gr:name>
    <dc:description>Whitehaven, Egremont &amp; District Credit Union were newly formed in April 2010 as the result of a merger between Whitehaven Credit Union, and Egremont &amp; District Credit Union.

The two credit unions were set up to address the issue of financial exclusion, which a lot of low income families and individuals suffer from. They also needed to address the problem of the high cost of borrowing money (from banks or doorstep lenders etc.) and to encourage regular saving. The aim was effectively to establish a community-run business, which would actively encourage members to add to their savings whilst at the same time would give them access to low cost affordable loans. Junior savers schemes were also set up to encourage saving at a young age, which would hopefully break the cycle of reliance on doorstep lending – which has become a pattern in many families.

The two credit unions have now merged are still working to further fulfill these aims.

Our mission statement as a Credit Union is “to provide people who live or work in the (common bond) area access to savings and affordable loans to improve quality of life”.</dc:description>
    <foaf:homepage>http://www.wedcu.co.uk/</foaf:homepage>
    <essglobal:organisationalStructure rdf:resource="https://lod.coop/essglobal/2.1/standard/organisational-structure/OS130"/>
    <essglobal:countryId rdf:resource="https://lod.coop/essglobal/2.1/standard/countries-iso/GB"/>
    <essglobal:baseMembershipType rdf:resource="https://lod.coop/essglobal/2.1/standard/base-membership-type/BMT10"/>
    <essglobal:primarySector rdf:resource="https://lod.coop/essglobal/2.1/standard/activities-ica/ICA140"/>
    <essglobal:hasAddress>
      <essglobal:Address rdf:about="https://lod.coop/coops-uk/R013463#Address">
        <vcard:street-address>24 James Street</vcard:street-address>
        <vcard:locality>Whitehaven</vcard:locality>
        <vcard:region>Cumbria</vcard:region>
        <vcard:postal-code>CA28 7HZ</vcard:postal-code>
        <vcard:country-name>United Kingdom</vcard:country-name>
        <osspatialrelations:within>
          <rdf:Description rdf:about="">
            <geo:lat rdf:datatype="http://www.w3.org/2001/XMLSchema#decimal">54.54643</geo:lat>
            <geo:long rdf:datatype="http://www.w3.org/2001/XMLSchema#decimal">-3.59065</geo:long>
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Machine readable data: RDF Turtle format

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@prefix foaf: <http://xmlns.com/foaf/0.1/> .
@prefix geo: <http://www.w3.org/2003/01/geo/wgs84_pos#> .
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@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .

<https://lod.coop/coops-uk/R013463> a essglobal:SSEInitiative;
  dc:description """Whitehaven, Egremont & District Credit Union were newly formed in April 2010 as the result of a merger between Whitehaven Credit Union, and Egremont & District Credit Union.

The two credit unions were set up to address the issue of financial exclusion, which a lot of low income families and individuals suffer from. They also needed to address the problem of the high cost of borrowing money (from banks or doorstep lenders etc.) and to encourage regular saving. The aim was effectively to establish a community-run business, which would actively encourage members to add to their savings whilst at the same time would give them access to low cost affordable loans. Junior savers schemes were also set up to encourage saving at a young age, which would hopefully break the cycle of reliance on doorstep lending – which has become a pattern in many families.

The two credit unions have now merged are still working to further fulfill these aims.

Our mission statement as a Credit Union is “to provide people who live or work in the (common bond) area access to savings and affordable loans to improve quality of life”.""";
  gr:name "Whitehaven Egremont and District Credit Union";
  foaf:homepage "http://www.wedcu.co.uk/";
  essglobal:baseMembershipType <https://lod.coop/essglobal/2.1/standard/base-membership-type/BMT10>;
  essglobal:countryId <https://lod.coop/essglobal/2.1/standard/countries-iso/GB>;
  essglobal:hasAddress <https://lod.coop/coops-uk/R013463#Address>;
  essglobal:organisationalStructure <https://lod.coop/essglobal/2.1/standard/organisational-structure/OS130>;
  essglobal:primarySector <https://lod.coop/essglobal/2.1/standard/activities-ica/ICA140> .

<> geo:lat 54.54643;
  geo:long -3.59065 .

<https://lod.coop/coops-uk/R013463#Address> a essglobal:Address;
  osspatialrelations:within <>;
  vcard:country-name "United Kingdom";
  vcard:locality "Whitehaven";
  vcard:postal-code "CA28 7HZ";
  vcard:region "Cumbria";
  vcard:street-address "24 James Street" .